Forms
To add an individual to your card as a Joint Owner, simply complete and mail or fax the Joint Owner Form (PDF).1
You can request four additional cards for family members for free. You'll enjoy the peace of mind that comes with knowing your loved one has access to credit when they need it. To request, simply complete and mail or fax the Authorized User Form (PDF).1
Resources
Take the hassle out of paying bills. Save time and money by eliminating the need to write checks, buy stamps or worry about mail delays by using your card to pay bills.

Plus, you'll enjoy the following benefits:

  • No more worrying about paying late - Your payment can be scheduled for the day it's due!
  • Payment Tracking - See your payments on your monthly credit card statement
  • Earning Rewards Points - Earn Rewards Points faster when using your card to pay for your recurring bills
  • Zero fraud liability2 - You are protected with zero fraud liability

Conveniently pay your telephone, cable/satellite, utilities, insurance, wireless or Internet service with your card and maximize your rewards.

Please contact your billers directly to set up a one time or recurring payment using your card. You can often set this up through their website.

Visit our Credit Wellness Center for helpful information about how credit can play a role in your life.
While logged into Online Banking, you can request a credit limit increase.
While logged into Online Banking, you can request a Cardmember Agreement be mailed to you.
While logged into Online Banking, you can request a balance transfer.
While logged into Online Banking, you can change your Overdraft Protection preferences on your U.S. Bank Checking account.

Save an additional 25 per gallon of fuel for a year - Each time you redeem
100 Fuel Points.3

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U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2018 U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.


1 Your signature is required on some forms to authorize changes to your account. For your convenience, printable PDF forms are provided in these instances—simply print the form you need, complete it and mail or fax it to us. Adobe Reader Version 4.0 or higher is required to view the PDFs.
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2 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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3 Offer applies to new cardmembers only. Discount is available at Kroger Family of Companies Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. Must be approved for the 1-2-3 REWARDS® World Mastercard® to qualify for this offer. You must scan, redeem points and pay with your 1-2-3 REWARDS® World Mastercard® in order to receive the fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Companies Fuel Centers when they scan, redeem points and pay with their 1-2-3 REWARDS® World Mastercard®. Not valid with any other fuel offer. Accumulation excludes taxes, office services, alcohol, tobacco, fuel, prescriptions and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Kroger Family of Companies Fuel Centers do not earn Rewards Points. Please see store for fuel discount details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers, or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.
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