The Kroger REWARDS World Mastercard® gives you unlimited rewards. Every 1,000 points = $5 in free groceries.


1 point per eligible net $1 spent anywhere1 Mastercard is accepted.


2 points per eligible net $1 spend in the Kroger Family of Companies (excluding fuel centers).


3 points per eligible net $1 on the Kroger Family of Companies Own Brand Products.

Kroger REWARDS World Mastercard® benefits

Credit card fuel savings

An additional 25 off per gallon for one year each time you redeem at least 100 fuel points2 at participating Kroger Family of Companies Fuel Centers.

grocery rewards credit card

Earn free groceries with every eligible net purchase.1

Earning Rewards1

Here's an example of what you could earn during a typical 13-week Rewards cycle.
Outside Our Stores 1 point per eligible net $1 spend

You Spend: $250 for new tires for your car

You Earn: 250 Rewards Points

Inside Our Stores 2 points per eligible net $1 spend

You Spend: $300 for groceries and other purchases in our stores3

You Earn: 600 Rewards Points

On Kroger Family of Companies Own Brand Products 3 points per eligible net $1 spend

You Spend: $75 on our brand products

You Earn: 225 Rewards Points

Kroger Family of Brands: Home Sense | Simple Truth | Private Selection
Additional Kroger Family of Brands

Total Points for 1 Month 1,075 REWARDS POINTS = $5 REWARDS

Travel & Lifestyle Benefits

Travel Assistance Services.4 As a World Mastercard® cardholder, gain access to Mastercard® Travel & Lifecycle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.

Cellular Wireless Telephone Protection.4 Receive cell phone protection when you make your monthly cell phone payment with your Kroger REWARDS World Mastercard®.

Travel Assistance with Kroger REWARDS World Mastercard

Emergency Benefits

Mastercard Global Service™. Get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MC-ASSIST or 1-800-622-7747. Mastercard Global Services helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.

Zero fraud liability.5 Pay only for purchases which you have authorized on your Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

Purchasing Power

Satisfaction Guarantee.4 If you become dissatisfied with a product you purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.

Purchase Assurance.4 Provides coverage for most items you purchase with your eligible Mastercard if the item is damaged or stolen within 90 days of the date of purchase.

Purchasing Power of Kroger REWARDS World Mastercard
Save an additional 25 per gallon of fuel for a year

Save an additional 25 per gallon of fuel for a year - Each time you redeem
100 Fuel Points.2

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