Earn unlimited rewards with the
Kroger REWARDS World Mastercard^®

Kroger REWARDS World Mastercard^® benefits

An additional 25� off per gallon for one year each time you redeem at least 100 fuel points¹ at participating Kroger Family of Companies Fuel Centers.

Earn a $75 statement credit when you apply, are approved² and make your first purchase with your Kroger REWARDS World Mastercard^®.

Earn free groceries with every eligible net purchase.³

No annual fee.

Your Kroger REWARDS World Mastercard^® is so much more than a credit card.

With a Kroger REWARDS World Mastercard^®, you can earn FREE groceries with rewards check, sent automatically from Kroger 4 times a year!³ Plus you'll save an additional 25 cents per gallon of fuel for one year, each time you redeem 100 fuel Points.¹

Earning Rewards³

Here's an example of what you could earn during a typical 13-week Rewards cycle.
Outside Our Stores	1 point per eligible net $1 spend	You Spend: $250 for new tires for your car You Earn: 250 Reward Points
Inside Our Stores	2 points per eligible net $1 spend	You Spend: $300 for groceries and other purchases in our stores⁴ You Earn: 600 Reward Points
On Kroger Family of Companies Own Brand Products	3 points per eligible net $1 spend	You Spend: $75 on our brand products You Earn: 225 Reward Points
Total Points for 1 Month	1,075 REWARDS POINTS = $5 REWARDS

See how quickly your Rewards Points add up!

Q1.How much do you spend per month outside our stores?

$2500

Q2.How much do you spend per month on all purchases at our stores? (excluding fuel and Kroger Family of Companies Own Brand Products)

$500

Q3.How much do you spend per month on Kroger Family of Companies Own Brand Products?

$250

Every quarter you could earn

Rewards Points

$ each quarter

Additional Benefits

Automatic Bill Payment

Grow your rewards even faster when you take advantage of this easy way to pay bills online.

Travel Assistance Services⁵

Provides pre-trip destination information such as visa/passport requirements, immunization, and help with lost/stolen travel documents and luggage.

Mastercard Global Service™⁵

Get assistance virtually anytime, anywhere with your card related questions.

Worldwide Acceptance

Use your card at more than 1 million ATMs worldwide.

See all benefits ›

Save an additional 25� per gallon of fuel for a year - Each time you redeem
100 Fuel Points.¹

Kroger REWARDS World Mastercard^®

Apply now

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U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

¹ Offer applies to new cardmembers only. Discount is available at Kroger Family of Companies Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. Must be approved for the 1-2-3 REWARDS^® World Mastercard^® to qualify for this offer. You must scan, redeem points and pay with your 1-2-3 REWARDS^® World Mastercard^® in order to receive the fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Companies Fuel Centers when they scan, redeem points and pay with their 1-2-3 REWARDS^® World Mastercard^®. Not valid with any other fuel offer. Accumulation excludes taxes, office services, alcohol, tobacco, fuel, prescriptions and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Kroger Family of Companies Fuel Centers do not earn Rewards Points. Please see store for fuel discount details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers, or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.

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² For a limited time only. Must apply through this link. Subject to credit approval. Must apply, be approved and make your first purchase with your 1-2-3 REWARDS® World Mastercard® to receive your statement credit. Please allow 6-8 weeks after your application is processed for your statement credit to be awarded. A statement credit will appear on your 1-2-3 REWARDS® Mastercard® billing statement. Your account must be open and in good standing to receive this bonus.

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³ Earn Rewards Points toward free groceries. Rewards Points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions qualify for Rewards Points, such as Advances, Balance Transfers, and Convenience Checks. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Purchases made at The Kroger Family of Companies Fuel Centers do not earn Rewards Points. Rewards Certificates sent automatically only to balances greater or equal to 1,000 Rewards Points, if your Account is open and in good standing. Rewards Certificates cannot be redeemed at Fuel Centers. Upon approval, see your Cardmember Agreement for details.

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⁴ Calculation doesn't include Kroger Family of Companies Own Brand Products purchases.

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⁵ Certain terms, restrictions and conditions apply. Refer to your Mastercard card "Guide to Benefits" terms for further details and to determine if the auto rental coverage is right for you.

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Earn unlimited rewards with theKroger REWARDS World Mastercard®

Kroger REWARDS World Mastercard® benefits

Your Kroger REWARDS World Mastercard® is so much more than a credit card.

Earning Rewards3

See how quickly your Rewards Points add up!

Additional Benefits

Automatic Bill Payment

Travel Assistance Services5

Mastercard Global Service™5

Worldwide Acceptance

Kroger REWARDS World Mastercard®

Earn unlimited rewards with the
Kroger REWARDS World Mastercard^®

Kroger REWARDS World Mastercard^® benefits

Your Kroger REWARDS World Mastercard^® is so much more than a credit card.

Earning Rewards³

Travel Assistance Services⁵

Mastercard Global Service™⁵

Kroger REWARDS World Mastercard^®